About Corporate Social Responsibilities of ACHF

Altum Credo Home Finance Private Limited ("ACHF") is a housing finance company registered under the National Housing Bank Act, 1987 and caters to long-term housing finance needs to economically weaker and low-income group segments who are generally underserved and unserved by formal financial institutes. ACHF in its journey has built a sustainable business model and created value for its stakeholders. As the Company emerges as a matured organisation, apart from its endeavour to serve the customers, ACHF has a focused approach towards contributing to the society at large. ACHF has an obligation to the society and is committed towards its social responsibilities in a meaningful manner in which it treats its customers, business associates, shareholders and employees.

ACHF being a corporate entity falling under the purview of Section 135 of the Companies Act, 2013 (the Act) read with the Companies (CSR Policy) Rules, 2014 (the Rules), constituted a Corporate Social Responsibility Committee ("CSR Committee") with the approval of the Board of Directors ("Board") on June 09, 2023, composition of which is as below:

S.No.	Name of the Member	Designation	Status
1	Mr. Radhey Shyam Garg	Independent Director	Chairperson
2	Mr. Himanshu Joshi	Independent Director	Member
3	Mr. Anurag Agrawal	Nominee Director	Member
4	Mr. Avishek Addy	Non-Executive Director	Member
5	Mr. Vikrant Bhagwat	Managing Director & CEO	Member

The CSR Committee has in exercise of its authority and discharge of its responsibility, formulated a Corporate Social Responsibility Policy ("CSR Policy"). The CSR Policy of the Company is available on the website of the Company and can be accessed at CSR Policy.

CSR projects undertaken during FY 2025-26

Lila Poonawala Foundation – Promoting girls’ education through scholarship and skill building programs for higher secondary and undergraduate students. Under this project, scholarship was provided to total 87 girls during the year.

Mahila Seva Mandal Medhavi Girls Hostel – Collaborative initiative with Vidyarthi Sahayyak Samithi of providing hostel accommodation & holistic development of students from rural areas. Under this project hostel accommodation expenses of 25 girls were sponsored by the company during the year.