Board of Directors
Experienced Leadership Driving Altum Credo
Experienced Leadership Driving Altum Credo
Altum Credo’s Board of Directors comprises industry veterans with decades of expertise in financial services, retail asset lending,
microfinance,
and strategic management. Together, they bring a shared commitment to financial inclusion and innovation.
Mr. Bhagwat has 27+ years of experience in retail asset lending and microfinance, focusing on underserved customers.
Mr. Joshi brings 40+ years of banking experience, including leadership roles at PNB and expertise in compliance and treasury management.
Mr. Garg has 40+ years in housing finance, including senior roles at NHB, and is now a practicing advocate.
With 35 years at NABARD, Mrs. Shankar has expertise in development finance and turnaround strategies for rural banks.
Mr. Agrawal specializes in impact investing and financial inclusion as a Partner at Aavishkaar Capital.
Mr. Addy has 15+ years in private equity, focusing on investments in financial services.